Muthoot Microfin Limited is a microfinance institution, ranking fourth among NBFC-MFIs in India and third in South India by loan portfolio, primarily serving women in rural areas for income generation. With a gross loan portfolio of ₹92,082.96 million and 2.77 million active customers, it operates through 1,172 branches across 18 states. As part of the Muthoot Pappachan Group, it leverages brand strength, catering to rural households with diverse lending products, predominantly focused on income-generating loans for women in lower-income groups.
The entire public offer of the company is a Fresh Issue of Equity Shares aggregating up to 950 crores and an Offer for Sale of Equity Shares aggregating up to 400 crores.
PARTICULARS
2023
2022
2021
Total Assets
8,529
1446
2566
327
425
788
47
163
842
1344
80
07
696
5,591
4,183
Total Revenue
Net Cash Flow
Profit Aft Taxes
EBITDA
– The microfinance industry in India faces heightened risks due to its customer base, potentially leading to increased non-performing assets that can harm business operations. – Fluctuations in interest rates pose a significant threat to the business, affecting net interest income and margins. – The company is susceptible to cyber-fraud, encompassing hacking, phishing, and data theft.